MERCADEO DIGITAL

Instagram a las puertas de abrir su ‘marketplace’

La plataforma social está en proceso de desarrollo de una nueva aplicación dedicada exclusivamente a compras online, que se podría llamar IG Shopping. Instagram, de plataforma social a tienda online. La red social, propiedad del dueño de Facebook, ha anunciado que está en proceso de desarrollo de una nueva aplicación independiente dedicada exclusivamente al ecommerce, según Tech The Verge.

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CUSTOMER CENTRIC

Los Millennials cambian reglas del eCommerce

Los hábitos de consumo de estos jóvenes se inclinan hacia las compras en línea, debido a que les permiten convivir mucho más tiempo con su familia. Los millennials, nacidos entre los años 1980 y 2000, se encuentran en pleno desarrollo digital y el emprendimiento y conocimiento digital, así como el de la economía global los identifica.

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E-COMMERCE

Argentina: comercio electrónico aumentó 66% en el primer semestre

El comercio electrónico en la Argentina volvió a mejorar sus números durante el primer semestre. Así, el comercio electrónico aumentó un 66% en comparación al mismo período del año anterior. Los datos fueron presentados durante el último eCommerce Day Buenos Aires, por la Cámara Argentina de Comercio Electrónico (CACE).

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E-COMMERCE

Alibaba: comercio electrónico y servicios en la nube aumentan ingresos

Alibaba presentó los resultados del primer trimestre con indicadores positivos para los servicios en la nube y el comercio electrónico. El retail online más grande del mundo encontró en los servicios en la nube y el comercio electrónico un significativo impulso a sus ingresos. El incremento fue de un 61 por ciento, según se detalló en un comunicado.

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E-COMMERCE

MOBILE TO ACCOUNT FOR HALF OF ONLINE ORDERS BY 2019: The number of orders made on mobile, not including tablets, climbed 41% year-over-year (YoY) in Q2 2018 to make up a new high of 42% of all online purchases, and the segment is projected to account for 50% of all orders by the end of 2018, according to a report from Salesforce that looked at data from 500 million global shoppers and 853 digital commerce sites. Mobile’s 41% YoY order growth propelled e-commerce’s 18% YoY growth in Q2, as computer and tablet orders rose only 6% and 3%, respectively. Sigue leyendo

BLOCKCHAIN

CYBERSECURITY STARTUP OFFERS BLOCKCHAIN SOLUTION FOR INFRASTRUCTURE: California-based cybersecurity startup Xage has announced a new tool, dubbed Xage Policy Manager, to help utilities and critical infrastructure providers secure their assets and systems using blockchain. The company’s new policy management tool is aimed at providing a decentralized solution to implement end-to-end security for these companies through a series of protocols to force secure operations, with a single dashboard to view and manage them all. This solution is also intended to offer infrastructure companies tools to comply with new and forthcoming US government directives. Sigue leyendo

ECONOMÍA ABIERTA

GO-JEK INKS MARKETPLACE LENDER PARTNERSHIPS: Indonesian ride-hailing company Go-Jek will partner with three marketplace lenders — Findaya, Dana Cita, and Aktivaku — as it expands its financial services offerings. Go-Jek already partnered with Allianz to roll out insurance services and Bank Negara Indonesia to offer micro loans. Additionally, it recently backed an Indonesian insurtech, further illustrating its interest in new fintechs. The new deals will see Go-Jek Ride-hailing companies are increasingly moving into the finance industry via partnerships to offer their drivers better access to financial services. This seems like a lucrative option, especially in Southeast Asia, where only 27% of the population has a bank account. As such, there will likely be high demand from drivers to use Go-Jek’s financial offerings, including loans.

PAGOS DIGITALES

IBM LAUNCHES BLOCKCHAIN-BASED PAYMENT NETWORK: IBM is set to launch Blockchain World Wire, its blockchain-based alternative payments solution. The product is expected to be unveiled at the annual Swift operations conference in October in Sydney, according to Finextra. Blockchain World Wire is positioned toward banks as a simultaneous clearing and settlement solution for cross-border transactions. The move into blockchain payments will see IBM compete with a number of alternatives including industry startup Ripple’s xRapid payments and Swift. Others set to enter the space with similar-minded products include GMO and Alibaba affiliate Ant Financial. IBM has chosen Stellar, an open platform for developing financial products that converts fiat currency into cryptos, to settle transactions across its new payment network. This latest development supports trends we’ve been seeing in the financial services sector, as early experiments of blockchain solutions shift toward deployment for specific case uses. Moreover, the launch of this latest blockchain solution for financial services suggests that the sector remains best placed to benefit from the potential of this nascent technology. Sigue leyendo

BANCA DIGITAL

VARO MONEY TO BECOME THE US’ FIRST FULLY LICENSED DIGITAL BANK: US-based neobank Varo Money has been granted preliminary approval for a national bank charter from the Office of the Comptroller of the Currency (OCC), which it appliedfor last year. This could mark the first digital-only bank in the US to become a fully licensed bank. Currently, Varo Money still relies on a partnership with The Bancorp Bank to offer financial services including savings, loans, and account-based offerings. Obtaining a national bank charter would allow Varo Money to further expand its product suite and provide its services in all 50 states. Additionally, it could further streamline its operations, and lower costs by eliminating any fees it pays to the incumbent. Sigue leyendo