CREDIT SIMPLE ADDS PFM TOOL: Credit Simple, an Oceania-based fintech that allows adults in Australia and New Zealand free access to their credit score and history, is leveraging open banking access to move into personal finance management (PFM) through the launch of a new tool, called Money Simple, according to Finextra. Money Simple will give users a one-stop-shop PFM tool by adding data from users’ financial institutions to their existing credit history and offering to allow customers to track spending, budget, and more. The offering, which is powered by open banking fintech Proviso, is available for free online. A Credit Simple study recently found that 20% of Australians found budgeting too difficult and stopped, and a similar share of users are too lazy, scared, or uninformed to budget, which could signal appetite for such an app. As such, we can expect uptake and engagement for this new solution to be high, especially among those who are interested in seeing their banking and credit data in one place.